At the end of September Congress amended the Fair Credit Reporting Act to require reporting agencies to freeze reports for no charge. This was a result of the data breach at Equifax that exposes around 148 million Americans’ personal information. When you place a freeze on your reports, it restricts lenders from accessing your information. But just because it is free doe
Have you ever dreamed of being the next Chip and Joanna Gaines? I know I have. I love the idea of taking a dilapidated house in need of some love and transforming it into a beautiful, lively home. When that entire process is reduced to an hour to fit a television schedule, and the ending is always a good one, it really doesn't seem so hard, right?
It’s almost Halloween, so we wanted to talk about something that can sometimes be a little spooky… Medicare. Are you frightened yet? Hopefully not, but we know from our experience when our clients have to enroll in Medicare for the first time it can be an intimidating thing. Think about it, you have been on your employer’s insurance for years then one day yo
The upcoming general election is November 6th. People who identify passionately on either side of the political aisle consider this election to have tremendous impact. There are stories gaining traction of varied injustices occurring across the country. Politics can elicit strong emotional responses to differing opinions. News stories can describe registration
You may have read that women are far more likely to face poverty in retirement than their male counterparts—but you may not realize just how big the disparity is. In fact, women are 80% more likely to fall into poverty toward the end of their lives, compared to men, according to a 2016 study by the National Institute on Retirement Security.
There is no shortage of opinions on the financial future of Generation Y, or millennials. On the one hand, you’ll hear that our future is doomed at worst and bleak at best, due to some factors within our control and some without. On the other hand, you’ll hear that it’s really not so bad, that we are more innovative and educated than any generation that came before us.