Author: Sandra Cleveland

How Do You Retire from Your Own Business?

You have spent years building up your business. Through long days and weekends of work. Taking calculated risks to grow. Making your lifestyle secondary to...
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Finding Your Reason For Being

The concept of searching for the sweet spot of what you’re good at, what you enjoy, what the world needs and what you can get...
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The Importance of Keeping an Eye on your Net Worth

The Importance of Keeping an Eye on your Net Worth There are so many financial metrics people use to measure their financial progress.  One metric...
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Boomer Parents, Millennial Children and Housing Futures

Here’s what boomer parents need to take into consideration to advise their millennial children.  The housing market is going strong right now.  There are a...
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Debit Card Rules

I received a remarkable reply to my recent blog, What’s the Different Between a Credit Card and a Debit Card?  A dedicated reader sent me...
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The Quest for Goal Setting

If you Google Goal Setting on any given day, you will find about 800,000,000 results.  An Amazon search for Goal Setting books stops at 6,000,...
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CAUTION: Be Prepared for Spending Categories That Increase In Retirement

Heads up – most people spend more in these categories in retirement than they did before retirement. Have you thought maybe this pandemic remote work...
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The Most Reliable Predictor of Future Wealth

A college education has significant, annual recurring rewards for graduates. According to the Bureau of Labor Statistics, individuals with 4-year college degrees earn, on average,...
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What’s the Difference between a Credit Card and a Debit Card?

Have you ever been confused about the difference between a credit and a debit card?  On the surface, it is easy to see why.  Debit...
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When Priorities Shift

Throughout our lives, our priorities shift. As we mature, it becomes even more important to check in with ourselves every now and again. “So, what’s...
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