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A Message Regarding the Paris Attacks

  Many of us viewed the news coverage of the terrorist acts against the city and people of Paris, France, with a mix of horror...
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Opportunities to Maximize Your Charitable Gift – Part 1

  As the holiday season approaches, many people begin to think about giving and helping others.  We typically get questions as to how to most...
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How Do You Budget For Increasing Health Insurance Costs?

  Even before the Affordable Care Act was implemented in 2010, health insurance premiums have been increasing at a faster rate than earned income. Individuals...
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How Much Should I Have In My Emergency Fund?

  As a financial planning professional, one of the first questions people ask me when it comes to their personal finances is “what do I...
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Determining Whether Debt Is Good Or Bad – Part 3 of 3

  The previous 2 parts of this blog focused on the decision on debt before you have taken it on.  Many get confused by trying...
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Predicting How an Increase in the Federal Funds Rate Will Affect You

Predicting How an Increase in the Federal Funds Rate Will Affect You

  We have heard a lot of chatter recently about the Federal Reserve’s timing on the increase of their federal funds target rate.  The media...
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Determining Whether Debt Is Good Or Bad – Part 2 of 3

  In part 1, I discussed how good debt can lead to enhancing your return on investment (ROI).  Bad debt is typically debt that you...
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Determining Whether Debt Is Good Or Bad – Part 1 of 3

  Many people see debt as a four letter word and yet others consider it part of life.  Debt is a funny thing in that...
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How Do I Make My Money Last?

  I often times get asked the question “How do I make my money last for the rest of my life, especially if I live...
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Does My 401(K) Plan Have High Fees?

  Let’s face it.  Any service that you use or that is provided to you costs something.  If the cost of bread goes up, we...
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A College Football Fan’s Explanation of Evidence-Based Investing

  Have you ever turned on ESPN or Fox Sports before the season even begins and gotten an earful from a commentator who is sure...
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How Much Stock Should We Invest In Financial Journalism?

  No pun intended!  In many situations in life, the greater the amount of information a person receives, and the more current the information is,...
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