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There is no shortage of opinions on the financial future of Generation Y, or millennials. On the one hand, you’ll hear that our future is doomed at worst and bleak at best, due to some factors within our control and some without. On the other hand, you’ll hear that it’s really not so bad, that we are more innovative and educated than any generation that came before us.

Protecting you and your family from exposure to financial risks looming in your life is easily one of the more uninteresting portions of financial planning for many people.

Investing in a tax-deferred retirement account is a great way to save for retirement because deferring taxes can provide a big boost to the amount you’re able to save during your working years.  Many people save significantly more than they could otherwise by using these accounts, but they don’t come without “strings” forever.  Just in case you aren’t fam

Many seniors who are looking for ways to improve their finances in retirement want to learn more about reverse mortgages.  These are not a typical part of our clients’ financial plans; however, we were asked about these recently by a young client who was concerned about her grandparents, whose assets had dwindled down to a primary residence. 

I’m sure we’ve all given in to the urge to splurge at some point, and most of us have probably suffered the consequences later when our credit card statement arrives. Overspending can derail our monthly budget and put us on the fast-track to being in debt. However, psychologists say there are effective ways to fight this urge.

As we rapidly approach the beginning of football season, I found this term to be very appropriate for my introductory blog post.  There are many things in life I enjoy equally or more than football so I don’t intend for all posts to have a sports theme, but this one will tie in quite well.

Many couples, especially in two-income families, keep at least some of their earnings separate.  This can make it challenging to reach a place where both spouses have a complete grasp of their monthly income and expenses.  If this is true for you, then as you are approaching retirement is a critical time to sit down with your spouse and make sure you both have a thorough understanding

Most of us have heard the phrase "pay yourself first."   This is a financial planner’s way of saying that when your check comes in, you should take a certain amount and put it in savings before you spend anything, instead of spending first and saving whatever is left over at the end of the month. 

During my 12 weeks with BCR Wealth Strategies, I have had the experience any student wanting to pursue a career in the financial industry would love to have.  On my first day, I walked in not knowing much about financial planning; since then, I have received ample opportunities to learn and grow my knowledge of the industry.

The word intern can be synonymous with anything from a glorified coffee runner to a valuable asset. Coming out of college, one always hopes to be given a chance to be in the latter group. I had high hopes for an internship that would allow me the opportunity to work hard and learn.