At the middle of December 2018, the year-to-date record of the US stock market as measured by the S & P 500 is not good. Most gains for the year have been erased and folks that is the end of the world as we know it!
Economics entered its modern sense in the nineteenth century, but economic thought certainly started long before that. However, economists almost always started from the assumption that people would do what was in their own best interest. In the last 20 or 30 years, some economists started to question this assumption. From this was born the subject of behavioral economics, als
Alabama’s 529 Plan recently received a “Silver” rating by Morningstar. The Silver rating makes the plan rate in the Top 8 in the country! That is a great rating, but you might be wondering why you shouldn’t just choose the Top “Gold” ranked plan? If there is a better plan, would I not want my money in that one for my child? If you live
Pop Quiz: When you pass away who owns your Facebook account?
According to a new report, The Financial Journey of Modern Parenting: Joy, Complexity and Sacrifice, many parents see their children’s adult years as the most expensive stage of parenting. This may sound shocking when you think about the childhood years of babysitters, braces, dance lessons and sports that contribute to the average cost of raising a child to age 18 at more than $230
One of the first questions we ask a new client is, "How much do you spend on a monthly and annual basis?" Half the people we ask have no idea, and the other half are usually wrong! Once we determine their actual spending, we discover that their "guesses" were usually low.
At the end of September Congress amended the Fair Credit Reporting Act to require reporting agencies to freeze reports for no charge. This was a result of the data breach at Equifax that exposes around 148 million Americans’ personal information. When you place a freeze on your reports, it restricts lenders from accessing your information. But just because it is free doe
Have you ever dreamed of being the next Chip and Joanna Gaines? I know I have. I love the idea of taking a dilapidated house in need of some love and transforming it into a beautiful, lively home. When that entire process is reduced to an hour to fit a television schedule, and the ending is always a good one, it really doesn't seem so hard, right?
It’s almost Halloween, so we wanted to talk about something that can sometimes be a little spooky… Medicare. Are you frightened yet? Hopefully not, but we know from our experience when our clients have to enroll in Medicare for the first time it can be an intimidating thing. Think about it, you have been on your employer’s insurance for years then one day yo
What type of person are you?
TD Ameritrade, Inc. is one of the firms that we use to custody our client assets. TD Ameritrade, BCR Wealth Strategies, and the other entities named are separate and unaffiliated firms, and are not responsible for each other’s services or policies. TD Ameritrade does not endorse or recommend any advisor and the use of the TD Ameritrade logo does not represent the endorsement or recommendation of any advisor. Brokerage services provided by TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. Used with permission.
© 2019 BCR Wealth Strategies LLC. All rights reserved.
