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A lot of advice gets passed around that is not necessarily the best for you.  Whether it is for your health, your financial well-being or other areas of your life.  We tend to get general advice from friends, family, or work colleagues who are ultimately trying to help, but may not be giving the best advice for your specific situation.

A college education has significant, annual recurring rewards for graduates. According to the Bureau of Labor Statistics, individuals with 4-year college degrees earn, on average, almost $25,000 more per year than those who never attended college, while those with professional degrees earn over $60,000 more per year than those who never attended college.

Several of our clients have found opportunities in refinancing over the last several months.  Even with already low interest rates they are finding financial benefit in reducing the rates even more and extending their amortization back out to get what seems like unbelievably low monthly payments.

Risk can be a confusing concept.  You may have the following kinds of definitions in mind:

Have you ever been confused about the difference between a credit and a debit card?  On the surface, it is easy to see why.  Debit and credit cards are accepted at the same places and they both eliminate the need to carry cash.  The cards look similar.

2020 the year that will go down in infamy.  Most years we write about general topics that bring awareness and give our readers the opportunity to improve their finances.  This year the shifts and turns had us scramble more than a few times to write on a breaking topic.  It is hard to call something from 2020 the Best of, so instead let us call this year the Most Impactful BCR®

Employer-provided benefits are a great way for employees to maximize their compensation.  Some basic benefits that employers provide are paid time off, 401(k) match, and health insurance.  Some benefits are paid by the employer or are eligible to employees at lower prices than if they went out into the public market to purchase.

Since March, our country has been through one of the most stressful times in modern history. As a society and as individuals, we have done an admirable job of demonstrating fortitude, resilience, generosity, and resourcefulness.   However, the chronic stress of 2020 has left its mark on most of us.

Our final installment of Know What You Own is a perfect illustration that you cannot make assumptions based on the title of a fund.

You can’t find a less expense or more simplistic equity fund than an S&P 500 index fund.  The two tickers above, SPY & VOO do just that:  Mimic the S&P 500 index.

When did you go for your last checkup with your doctor? Do you schedule an annual checkup every year? Every two years? Ever?

Your financial health is much like your physical health. So, let’s compare the two.