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You probably are already aware that we are currently enjoying historic lows in unemployment.  According to the Bureau of Labor Statistics, the overall jobless rate as of September 2019 was 3.5%.  But what you may not know is that the jobless rate for workers over age 55 is even lower (2.4%) than the overall jobless rate!

As a financial advisor, I have long been frustrated by the lack of financial planning that our education system provides.  Most Americans are provided skilled teachers with tools and curriculum designed to equip them with the areas of knowledge needed to work for employers.  When it comes to taking care of themselves both financially and in other areas of their lives, they are left to

You’ve just spent the best day of your life celebrating your new marriage with all your family and friends. You can’t wait to start the rest of your life with your new spouse. Now that the cake is gone and the confetti has settled, it’s time to take a look at your new life together and get on the same page when it comes to your finances.

Volatility in the equities market and a recent yield curve inversion has many households fearful about a recession.  A recession means that the value of their stock holdings should fall on paper, and this incites fear.  Fear is a bad mindset when it comes to investing in stocks. 

A significant number of people who show up at our door need our help because they are uncomfortable with how their investments are currently being managed.  We see that as just one piece of complete financial success.  Without covering more than investments most people can fail even with the best portfolio in the world. 

Young people who are just starting out in their professional careers often feel like they've been thrown to the wind when it comes to financial matters.  It’s odd – but understandable – that they’ve just spent a minimum of four years intensely focused on getting the education necessary to secure a good financial future, yet they frequently enter the “real

Basic Medicare, while a good benefit available to many Americans over age 65, is not a complete medical insurance solution.  There are “gaps” in the coverage.  To fill these, there are some standardized (by Medicare) policies available from insurers.  These ten standardized policies are Plans (called Plans A, B, C, D, F, G, K, L, M, and N), each having a different lev

As an Accounting student at the University of Alabama, I was excited to accept a summer internship with BCR and learn more about the finance industry. Going into the summer, I was eager to see how I could apply my accounting skills to my time at BCR. I was also excited to come home to Birmingham for the summer and learn more about financial planning.

Walking into my first internship I really had no idea what to expect. You hear all of the horror stories like; “all I ever did was fetch coffee”, “all I do is make copies”, “I have learned nothing and just been given busy work all summer”, which made me nervous more so than I already was.

Everyone who keeps a budget overspends once in a while.  Even the most disciplined spender occasionally makes a purchase that wasn’t in the budget at the beginning of the month.  Doing this once in a blue moon won’t completely wreck your financial future; however, if you habitually overspend, it can prevent you from reaching your financial goals or aspirations.