Author- Clay Wood

The topic of achieving success comes up a lot in discussion with our clients but even more so with the millennials. As we talk about their desires for the future, they share career aspirations and discuss what kind of jobs they would like to have and whether they are on a path that will get them there.

In a perfect investing world, you would be able to see market bottoms coming and be prepared to buy at that exact moment for ultimate investment gain, right?

Strange times, uncertain times, however you like to say it, it is. The U.S market took a tumble in March and with Stay-at-Home orders placed across not just the nation, but the globe, many were expecting that downward trend to continue.

At this point in the nationwide COVID-19 quarantine, you may be having a hard time staying sane. I am hoping you have found something that is helping to keep you motivated, happy, and healthy. If you are struggling here are some ways to improve your life while trapped.

I am sure you have noticed; the market is down. People are nervous or fearful and those feelings are not unwarranted. Even though we have lived through the Avian Flu - H5N1 and the Swine Flu – H1N1 outbreaks, this feels a little different. I obviously can’t tell you when we will get a vaccine or when the market will make a comeback.

Buying a house is a big decision. It’s a big lifestyle decision and a big financial decision. Just like anything that impacts your life in a major way, it’s best to step back and do some planning first. Here are some tips on how to get ready financially.

Determine how much house you can afford.

Happy New Year!

Estate planning gets complex sometimes. Clients often ask about the benefits of converting a traditional IRA into a Roth IRA. And there are benefits. So, maybe we should consider them.

Leaving Roth money in an estate has 4 basic benefits.

Roth accounts are a great addition to your retirement savings. You put in after-tax dollars and it grows tax-free, which is such a beneficial to supplement your retirement income. By using Roth money, many times in retirement you can help keep yourself in a lower tax bracket, minimizing taxes.

Young people who are just starting out in their professional careers often feel like they've been thrown to the wind when it comes to financial matters.  It’s odd – but understandable – that they’ve just spent a minimum of four years intensely focused on getting the education necessary to secure a good financial future, yet they frequently enter the “real