Author - Marshall Rathmell
So you are purchasing a home, have a significant down payment, a great mortgage term and wonder if you should get a Home Equity Line of Credit (HELOC) proactively during the purchase. If you think you might need a HELOC in the future, it’s not a bad idea to go ahead and open it at the time you purchase the home, since there can be some advantages.
Traditional stockbrokers and the media have long taught the public that the way to provide in retirement and leave something to your beneficiaries is to purchase income yielding stocks and bonds to live on, while leaving the original securities alone. Our firm’s philosophy has always been (and what academics propose) not only is that inefficient for tax reasons but can also cause th
2020 the year that will go down in infamy. Most years we write about general topics that bring awareness and give our readers the opportunity to improve their finances. This year the shifts and turns had us scramble more than a few times to write on a breaking topic. It is hard to call something from 2020 the Best of, so instead let us call this year the Most Impactful BCR®