Author- Marshall Rathmell
Most experts suggest carrying enough disability insurance to replace 60-65% of your gross earnings with non-taxable benefits. The reasoning behind this suggestion is that the other 35% of income you're not replacing equals the estimated amount of taxes that are withdrawn from your paycheck, savings you needed to do while working and other expenses that would go away if you weren&rsquo
It’s not uncommon for people to comment on my success and ask me to share some of the keys that have helped me achieve what I have accomplished. This is always an incredibly hard question to answer because I know that part of what people are looking for are things they can do themselves. I could give a myriad of answers about education, the family values that were instilled in
While you can debate the long-term effects on society of a major reduction of government income, it is hard to argue that individuals will enjoy paying less in taxes in the short-term. Many who analyze the bill nicknamed The Tax Cuts And Jobs Act, believe that around ¾ of Americans will pay less in Federal income taxes in 2018 than they did in 2017.
As 2017 comes to a close, we look back at our third year of the BCR® blog. We strive to write in a way that provides actionable items for DIY and help outsourcers recognize when we can assist them. Of course, the fun we have creating the pictures isn’t too bad either. We appreciate those of you that follow us and welcome you to suggest additional topics that you woul
When we meet for the first time with prospects or new clients, it is common that they have some questions they want to ask about understanding their life insurance, while they aren’t very curious at all about disability insurance. Many people have the option to obtain this type of coverage from their employer, but don't take advantage of it and don’t seem to be as concerne