Losing a spouse is probably the most dreaded moment in life. Grieving is hard enough, and it is even more difficult if you are overwhelmed by of all the “business” that must be managed in the aftermath. It’s best to be prepared when it happens, so if you are fortunate enough to have your spouse with you still, Tags:
Author- Sandra Cleveland
All marriages end at some point, but the most blessed ones end with the death of a spouse. If you ask any widow or widower, most will tell you they knew it would happen someday, but they never planned for it to happen when it did. When the time comes, it can be very difficult, in that moment, to think of all you need to do if you don’t already have a plan in place. Being
If you have children, you know that being a parent makes you a very busy person! For most of us, the time-consuming nature of family life makes it difficult to stay on top of our financial plans all the time. When your last child leaves home is a perfect time to reevaluate your finances and make sure you’re on track for a secure retirement.
Budgeting is often regarded as something people should do when they are starting out on their own, earning an entry-level income, and that’s certainly true. But a budget, or spending plan, is also important any time you experience a significant change in your income, especially when you are contemplating retirement.
I recently read the results of a survey that stated the majority of women associated wealth with the word “security,” while men generally associated it with words like “status” and “power.” My personal experience in working with clients has been that both women and men strongly associate wealth with security.
Over the past decade, I've seen a number of people lose their job not long before they had planned to retire. For those who “expected the unexpected” and allowed for such possibilities in their financial and retirement planning, a late-career job loss may require some changes, but it doesn’t spark a crisis. For those who are not prepared, however, plans to reti
It’s probably safe to say that almost no one enjoys doing their income taxes. Many of us dread preparing our returns, but some dread it enough that they file an extension every year simply to put it off.
While this desire is understandable, it’s not a wise course of action. There are only two good reasons to file an extension:
I recently ran across an article in TIME called “Do Happy People Really Live Longer?” The article explains how the ongoing debate among experts about whether being happy makes people healthier centers around how various studies on the topic have been conducted.